Loaning or sharing a horse can be the perfect solution for you to have a horse and save on time, costs and commitment. 

There are a few important things to consider before going into a loan agreement:

1. Draw up a contract. A contract can protect both the loaner and the loanee and also lets everyone know where they stand. In the contract, you should include; amount of days you ride/compete, who pays what costs, who has what equipment and yard duties.
2. Be Honest.  Be open about you and your horses' riding abilities and capabilities. This is important to keep everyone safe and avoid nasty surprises. 
3. Vet Check. Have the horse checked over by a vet before going into the loan agreement. 
4. Trial Period. Have a one month trial period, so you can see how it works for everyone, including the horse. This also gives you an opportunity to revise any details on the contract. 
5. Can you commit? Make sure you are able to commit to the times that you say you can ride and carry out the yard dutuies - as other people are relying on you now.