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0% Finance with KM Elite

How it works

Whether you are purchasing a saddle or other KM Elite Products products on finance, you will be buying directly through KM Elite Products. KM Elite Products Ltd - in partnership with Divido (the Lender), a market leader in finance and lending, provide secure, protected 0% finance for up to 12 months. Monthly payments will be made directly to the Lender. 

Divido Finance information

We offer finance over a 6, 10 or 12 month period. Finance will be 0% interest for the whole repayment period. You will be required to pay a deposit of at least 10% of the total value of the goods purchased.


You must be over the age of 18 to apply Have a UK bank account with details ready

How to apply

Applications are made via the KM Elite Office or alternatively, online at home with a secure internet access. Simply call us on 01403 759659 and we will run through a very quick pre-approval screen with you, taking name and address details, income bracket, home owner etc.

Your application will immediately be approved or declined whilst you are on the telephone. Assuming you are approved, the office will take a few more details from you to set the process in motion and then take the deposit payment over the telephone by card. Once the application is submitted to Divido you will receive a series of emails detailing all the repayments etc, Agreement and DDI form to be completed and returned.

Once these have been done the Lender will pay us for your saddle. Alternatively, you can visit the KME website, add the saddle or any other products you wish to order to the basket and then checkout using the option for finance. You will then be directed to the Divido website to complete all the necessary paperwork. 

Legal Matters

The Divido Finance Licensed Lender and point of sale credit platform has been designed to speed up the lending process with technology such as automatic document creation. The whole process is documented and recorded to evidence each transaction and thus protecting both the lender and the buyer

Some useful links

Divido Website: www.divido.com

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